Why Pre-Qualification is Important

Even if you have not researched houses to visit yet, it is important to contact your mortgage loan professional early. What for? If you do not know yet how much home you need to qualify for, how can we help?

We Will Help You Pre-Qualify

We can help you calculate how much of a mortgage you can afford, and the amount of money you may be able to borrow, by walking you through pre-qualifying. This process leads you through your finances - your debt, income, career, and down payment money, among other things. It is a short, thorough process with minimal risks for papercuts.

We award you a Pre-Qualification Letter if you qualify, that says that we are confident you will qualify for a certain amount of mortgage dollars.

Buying Clout

When you locate the house that is right for you, and you decide to put together an offer, being pre-qualified for a loan will do a number of things. The first is that you can know what you will be able to afford when putting together your offer. More important to the seller, your pre-qualification is like your having walked into their house with a suitcase full of cash ready to make the deal! They will not need to wonder if they're wasting their time if you don't have the ability to qualify for a high enough mortgage loan. The seller of the home won't be concerned that he can't trust you to qualify for your mortgage in the amount you will need.Your qualifying for your needed loan amount will not cause them concern. You have the capability to back your offer up.

We will help you with your pre-qualification

Our mortgage professionals will help you find out the loan amount you can qualify for and the monthly payment amount you can afford by getting you pre-qualified. In this process, we look at your capacity to borrow - reviewing your earning status, available money for down payment, debt, income, and other circumstances. It is a quick, thorough process with minimal risks for papercuts.

Face to Face

It is vital for you to sit down and meet with us, even though you are free to also try the helpful mortgage calculator tools on our website. That way, we'll help you get your pre-qualification letter. Then, we will make sure we have selected the best mortgage program for your situation. Contact us at 972.359.7766 to get your pre-qualification process started.