Programs
Security Mortgage Co. is a broker. We place your file with the lender whose programme actually fits it — which is why the list below is broader than what a single retail bank can offer.
Asset-based financing on residential property, underwritten primarily on the property rather than on a lengthy income file. Commonly used for investment purchases, renovations and situations where a conventional close is not realistic in the time available.
Short-term, asset-based lending against commercial property. Useful when certainty and speed of close matter more than obtaining the lowest possible long-term rate.
Financing on vacant land and residential lots — a category most retail lenders decline outright. Terms depend heavily on the parcel, its zoning and your plans for it.
Government-insured loans with lower down-payment and credit thresholds than conventional financing. A common route for first-time buyers in Collin County.
For eligible veterans, active-duty service members and surviving spouses. Typically no down payment and no monthly mortgage insurance.
Standard agency financing for buyers and owners with a conventional credit and income profile, including rate-and-term and cash-out refinancing.
No rates are published on this page on purpose. Pricing on every one of these programmes depends on your credit, the property, the loan-to-value ratio and the day. Call 972-741-5083 and we will quote your actual scenario rather than a teaser number.